It’s a New Month, a New Year, and a New Decade. As we remind ourselves to use the new year on paperwork and other materials, law enforcement officials and others are cautioning consumers to be sure they write out the whole year – 2020 – rather than just 20. Eliminating the 20 at the beginning of an entry invites scammers to take advantage of the omission by adding any number to the end and using that to their advantage. For example, modifying a document can make it appear to be post- dated or pre-dated depending on the situation and that can cause issues further down the line.20 can suddenly become 2021 or 2018 and everything changes without consumers ever knowing. Let’s make  2020 – A New Scam-Free Year for all!