Welcome to 2022! As the pandemic continues to wreak havoc with health issues our cost-of-living expenses continue to be affected by a number of factors. Whether it be food, gas, clothing, or insurance we are seeing an increase in prices. We need to take a look at ways we may be able to adjust our budgets.
There has been a substantial rise in the cost of building supplies which has trickled down into a variety of insurance policies across the nation. For example, those who carry replacement cost coverage on homeowner policies have seen their annual premiums nearly double. While rate setting is out of our control try contacting your agent and see if there are any discounts available. There may be a chance for savings that you are not aware of which may result in a decrease in premium. Can you increase your deductible? Did you recently replace a roof? Upgrades to existing appliances? Many items are factored into the underwriting process so be sure to check it out.

Stay Safe. Stay Healthy.

Newly updated with more information and a reduced price! Learn how to avoid COVID-19 scams and find the latest resources for additional scam prevention. Available on Amazon.

Click Here to read Dad’s Day Short Story

I want to thank everyone who checks in to catch up on news and bring folks up to date on my activities and projects. COVID restrictions and my own classification as a high-risk person has significantly altered my ability to interact with others. I am not teaching BLS/CPR at this time but have retained all of my credentials with both American Heart Association and American Red Cross. Because of the excellent safety protocols put in place at Master The Possibilities I have taught Hands-Only CPR and my new class “Lucid Dreaming: Another Altered State of Mind” in-person and have had great success and wonderful students fully participate in both classes. I am also in the final stages of editing a writing project about recipes and have collaborated with my talented granddaughter in designing a cover. I continue to write short stories and am dabbling in poetry.

I cannot emphasize enough the need to be vigilant, cautious, and leery about any and all solicitations about COVID cures, vaccines, tests, cures etc. Scammers are opportunists who lurk in the background and feed on fears and insecurities and the misfortunes of others. Please watch out for others who are vulnerable and frightened. Heed the advice of professionals like the FTC who carefully follow the trends of dishonesty and deceit being played out around the world. Take a moment or two to think before making any decisions. Staying safe during these difficult times has more than one meaning. Wishing everyone health, happiness, and safety in the year to come.

I’m very pleased to announce the publication of my non=fiction short story titled Heroes. Inspired by my two young grandsons it is a tribute to the power of love. Look for menu on top left and go to December 2019 non-fiction section and scroll down. Here’s the link and as always thank you to those who support my writing efforts!

https://www.scarletleafreview.com/

Click here to view report from FTC. Includes data and recommendations for all ages.

Protecting Older Consumers

Equifax Data Breach